For individuals with a working knowledge of credit markets. A basic understanding of accounting would be preferable.
At the end of this course delegates should understand_x000D_ – The purposed and methodology of credit analysis_x000D_ – The key ratios used in credit analysis_x000D_ – The link between credit risk and credit spread
Purpose of Credit Analysis – Comparing the risk of two bonds – Relating equity and credit risk – The debt-equity spectrum – Capital structure
Business Risk Assessment – Macro vs. industry vs. company factors – Future outlook – Scoring business risk
Financial Risk Assessment – Understanding cash – Role of ratio analysis
Key Credit Ratios – Profitability and efficiency ratios – Coverage ratios – Leverage ratios – Cash flow adequacy ratios – Liquidity ratios – Macro comparative analysis
Exercises: Practical case studies of calculating key ratios
Relating Credit Risk and Credit Spread – Stylised credit yield curve – Disparity between credit ratings and market pricing
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The team are so friendly and pleasant to work with, everyone is very professional and keen to help us. Building a relationship over the past couple of years helps us to feel like the Alpha team are even more able to understand our needs and provide more proactive solutions.
