Analysing Financial Institutions – An Introduction

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This Analysing Financial Institutions course enables participants to understand the credit rating of a bank, its financial standing and capital adequacy.


This is a foundation course for Graduate Entrants with a basic knowledge of accounting.

Learning Outcomes

At the end of this course, participants will be able to:

  • Identify the funding and liquidity structure of a bank
    • Calculate NSF and liquidity ratios
  • Analyse the sources of income of a Bank and its cost structure including
    • Net interest margin
    • Commissions and fees
  • Analyse the funding and equity of a Bank with respect to Basel II and IV requirements
    • Gearing and leverage ratio
    • CET 1 and prudential capital reserves
    • ROE and ROTE
    • Bank NAV
  • Explain the operation of loan loss provisioning

Course Content

  • An overview of the structure of bank financial statements – commercial vs. investment banks
  • The purpose of capital and its importance in relation to credit risk in banks
  • The financial metrics for banks & how they differ to the corporate world
  • The Risk Metrics of Banks for
    • Credit Risk
    • Market Risk
    • Counterparty Credit Risk
    • Operational Risk
  •  Accounting for financial assets and liabilities
  • Loans and Liabilities
    • derivative Assets and Liabilities
  • The DVA debt value adjustment
  • Understanding the global and domestic regulatory framework for banks
  • The evolution of the Basel capital framework


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We are thought leaders in instructional and learning journey design and holistic solution architects. We have extensive finance and investments experience combined with skills application to deliver performance improving results. We develop immersive learning environments that maximize time to productivity, support talent retention and added value to improving quality of hires.

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We are focused on mining the embedded organisational intellectual capital for the benefit of the next generation. We create and curate best in class practice gathered from our experience with the leading financial institutions. We design our programmes with the end in mind – what results are you trying to achieve with this intervention? What metrics will we set ourselves to achieve that?

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Quality and innovation, using current market and industry best practices, have made us a trusted partner in delivering dynamic and motivating training for the financial and capital markets. Our programmes are generation proof and responsive to evolving learner needs and styles. Our solutions use a multi-stakeholder engagement strategy that expands beyond relationships between the learner and learning provider. We create connections with managers, peers and the wider business to drive impactful return on investment..

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