Introduction to Banks and Banking

This course provides participants with an introduction to deposit-taking institutions.

It covers the history of banking, bank funding and the balance sheet and Basel regulation. It also explains accounting for financial assets (IFRS 9), bank assets, liabilities, capital and liquidity.

It finishes with explanation of how banks make money.


This course is for individuals with a basic knowledge of accounting.

Learning Outcomes

At the end of this course participants will be able to:

  • Describe a bank and how it is different from other companies
  • Explain the history of banking
  • Define how a bank uses its balance sheet and the relevant regulatory constraints
  • Explain accounting for financial assets at a high level
  • Identify bank assets, liabilities, capital, and liquidity
  • Describe bank earnings and profitability

Course Content

  • What is a Bank?
  • A brief history of banking
  • The Bank’s Balance Sheet
    • Let’s start a bank
    • Traditional bank funding structure
    • Basel regulation
  • Accounting for financial assets
  • Banking assets
  • Banking liabilities
  • Capital
  • Liquidity
  • Earnings and profitability


of our clients would recommend Alpha to a colleague or peer


of a cohort was promoted within 2 years after participating in an Alpha course.


of participants felt more confident in their role, following an Alpha commercial leadership course.

Why study with Alpha?

Innovation and creativity born from experience

We are thought leaders in instructional and learning journey design and holistic solution architects. We have extensive finance and investments experience combined with skills application to deliver performance improving results. We develop immersive learning environments that maximize time to productivity, support talent retention and added value to improving quality of hires.

Knowledge Exchange Evangelists

We are focused on mining the embedded organisational intellectual capital for the benefit of the next generation. We create and curate best in class practice gathered from our experience with the leading financial institutions. We design our programmes with the end in mind – what results are you trying to achieve with this intervention? What metrics will we set ourselves to achieve that?

Generation Proof

Quality and innovation, using current market and industry best practices, have made us a trusted partner in delivering dynamic and motivating training for the financial and capital markets. Our programmes are generation proof and responsive to evolving learner needs and styles. Our solutions use a multi-stakeholder engagement strategy that expands beyond relationships between the learner and learning provider. We create connections with managers, peers and the wider business to drive impactful return on investment..

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The team are so friendly and pleasant to work with, everyone is very professional and keen to help us. Building a relationship over the past couple of years helps us to feel like the Alpha team are even more able to understand our needs and provide more proactive solutions.
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